Job Description

The Deputy BSA-AML Officer for AUS Merchant Services supports the BSA Officer in executing the U.S. Bank Secrecy Act, USA PATRIOT Act, and Anti-Money Laundering/Counter-Terrorist Financing (AML/CTF) requirements. The role is responsible for managing and conducting complex investigations, overseeing the escalation and resolution of potential suspicious activity, reviewing and/or drafting Suspicious Activity Reports (SARs), performing partner risk assessments, and conducting due diligence on foreign agent/counterparties. The Deputy BSA-AML Officer also contributes to the continuous enhancement of the BSA-AML program, helping to strengthen improve effectiveness, and adapt to emerging risks.

This role is well-suited for a seasoned professional with strong investigative and analytical skills, who brings sound judgement and the ability to challenge assumptions and think critically in a highly regulated, multinational financial environment.

Main Responsibilities

• Conduct and oversee investigations into potentially suspicious activity, including escalated or referred cases from monitoring systems, frontline teams, or other departments.

• Own the timely and accurate filing of SARs, and other reports required by U.S. AML laws, and assist with law enforcement information requests.

• Review and/or draft high-quality SARs in accordance with regulatory requirements and internal procedures.

• Perform enhanced due diligence (EDD) on high-risk partners, including onboarding reviews and periodic refreshes.

• Conduct foreign agent/counterparty due diligence to evaluate BSA/AML exposure and determine the appropriate level of risk mitigation.

• Assist in identifying patterns, typologies, or trends in AML that may impact the organization.

• Support regulatory examinations, audits, and internal reviews by preparing materials and participating in walkthroughs.

• Support remediation and corrective-action plans for any deficiencies, ensuring sustainable compliance improvements.

• Ensure robust U.S.-specific training programs for employees, management, and the Board, fostering strong awareness and internal controls.

• Advocate for U.S. regulatory interests at the global governance level, maintaining compliance independence and organizational trust.

• Ensure the maintenance of all records required by U.S. AML laws, including the BSA, USA PATRIOAT Act, and other related state and federal laws.

Qualifications

• >15 years in financial crime, BSA/AML compliance.

• Ability to translate complex regulatory requirements into actionable enterprise policies while defending U.S. interests in a multinational matrix.

• Demonstrated ability to assess risk related to third-party or partner relationships.

• Experience drafting or reviewing SARs and conducting high-quality investigations.

• Ability to work independently and exercise sound judgment under pressure.

• Independent thinker with integrity, resilience, and strong judgement.

• Exceptional written/oral communication and writing skills.